Bankruptcy Lawyer in Bucks County

Experienced Legal Help When You Need It Most

Filing for bankruptcy is a frightening ordeal for many people. It might be complicated. It might be stressful. But it's not the end of the world. If you're filing for bankruptcy in Bucks County, you need to get an experienced and qualified bankruptcy lawyer on your side. Just like any other legal proceeding, filing for bankruptcy requires the care and precision of a professional lawyer.

Contact Law Offices Of Blitshtein & Weiss, P.C. today to speak with our lead bankruptcy counsel, attorney Tova Weiss. She will lead you through the whole process, reducing your stress and preparing you for the next stage of your life. Call us at (215) 364-4900.

Comprehensive Consultations for All Bankruptcy Law Services

We started our law office with a mission in mind: to provide sound legal advice and excellent legal representation to the residents and businesses in the area. At Law Offices Of Blitshtein & Weiss, P.C., we strive to meet your individual needs through our in-depth consultation process. When you contact us, we'll evaluate your entire financial profile so that we can determine how we can best help you.

Our clients come to us for help with a variety of issues, including the following:

• Credit Re-Building and Re-Structuring
• Debt Management and Consolidation
• Debt Negotiation and Settlement
• Chapter 7 Bankruptcy (Debt Liquidation)
• Chapter 13 Bankruptcy (Debt Reorganization)
• Legal Filing and Case Reviews
• Credit Repair
• Foreclosures
• Mortgage Lending
• Consumer Proposals
• Court Representation

Bankruptcy Lawyers Who Fight for What's Right

When Law Offices Of Blitshtein & Weiss, P.C. was founded in 1995, it was founded with the idea that those with the least means needed the most protection. Nowhere is that more apparent than in bankruptcy law. Bankruptcy is a last resort strategy — it's what you do when there are no other options, when you're most vulnerable and in need of help. We offer professional bankruptcy services at affordable prices so that you can protect yourself and your loved ones. Our straightforward and streamlined process will have you back on your feet in no time.

Get a Bankruptcy Lawyer on Your Side Before Things Get Complicated

One of the mistakes that many people make is hiring a lawyer after beginning the process of filing for bankruptcy. In order to ensure that all documentation is properly filed according to Pennsylvania bankruptcy law, it's important to have a bankruptcy lawyer on your side from the very beginning. This ensures that nothing is forgotten or overlooked. While you may be able to navigate some parts of the law, your particular financial situation may require the advice of an expert. We've dedicated our lives to helping the residents of Bucks County establish themselves on solid financial ground.

Bankruptcy Lawyers Who Will Protect Your Assets

Most people think that when you file for bankruptcy, you automatically lose everything. But that's simply not true. By letting attorney Tova Weiss manage your case, you'll greatly increase your chances of getting to keep your property. Of course, it all depends on your individual financial situation. But if you file under Chapter 13, you may be able to set up a three- to five-year repayment plan that will allow you to keep your house. That's why it's so important to speak with a professional before going at it alone.

A Compassionate Bankruptcy Law Firm Open to All

At Law Offices Of Blitshtein & Weiss, P.C., we know that everyone experiences financial hardship. For that reason, we strive to make our services available and accessible to all. Our practice is a safe and welcoming environment for you to be heard and understood. No matter what your situation may be, we are here to lend our expertise and help you through your time of need. We handle every case with compassion, prudence, and empathy. Our meetings and consultations are held in strict confidentiality, and your privacy and financial situation are in safe hands.

Bucks County's Leading Bankruptcy Lawyer

Attorney Tova Weiss is lead bankruptcy counsel and believes that most people have undergone financial hardship at some point in their lives. Bankruptcy protection affords people the opportunity to get on their feet again — to get a fresh start and rebuild financial health. There is no shame in filing for bankruptcy protection; it is a legal tool provided to help individuals in financial crises gain control of their personal finances.

Attorney Weiss can provide you with legal representation for either Chapter 7 or Chapter 13 Bankruptcy. By filing Chapter 7 or 13 Bankruptcy, you qualify for a "stay," or no-action period, which is a preventive tool against creditors (for example, credit card and mortgage companies). We will help you through the complex process in order to protect and maximize your rights under the law. We are a debt relief agency — we help people file for Chapter 7 and 13 Bankruptcy.

Chapter 7 Bankruptcy

A Chapter 7 bankruptcy is a liquidation bankruptcy. Under the Bankruptcy Code, you can prevent your assets from being sold by a trustee as long as the assets are legally exempt, while still discharging your dischargeable debts. Some debts cannot be discharged ("non-dischargeable") and you must continue to pay them on an agreed schedule — these include taxes, child support, alimony, restitution, and others. To begin your bankruptcy case, you file a bankruptcy petition with the U.S. Bankruptcy Court Clerk's office.

Chapter 13 Bankruptcy

A Chapter 13 Bankruptcy is for an individual with regular income. In order to file a Chapter 13 case, you must have regular income (which may come from different sources) and not owe more than $383,175 in unsecured debt or $1,149,525 in secured debt. Usually, a Chapter 13 plan is a three- to five-year payment plan for the unsecured and secured debt you owe, and the plan cannot exceed five years.

A Chapter 13 Bankruptcy provides debtors — especially in today's economic climate — with an opportunity to include all mortgage arrears in a payment plan paid to the Bankruptcy Trustee, while still keeping their home.

To determine which bankruptcy case is best for you, contact an attorney at Law Offices Of Blitshtein & Weiss, P.C. by calling (215) 364-4900 or toll-free at 1-888-435-4111, or by sending an email from the link on our contact us page. A personal interview and document review will be conducted at your first appointment.

Two Signs You Need a Bankruptcy Lawyer

At Law Offices Of Blitshtein & Weiss, P.C., we are acutely aware of how stressful the very prospect of bankruptcy can be. However, there is a light at the end of the tunnel, and when you enlist the services of our professional team, you can rest assured that you will be in the safest hands possible from a legal perspective. If you are unsure whether or not you should file for bankruptcy, consider whether one or more of the following situations apply to you:

• You are carrying a high credit card balance: Credit cards can be a useful short-term financing tool, but credit card bills need to be paid off every month. Once your balance surpasses a certain threshold relative to your monthly income, you need to reassess. If you are carrying a high credit card balance and cannot afford to pay it off, speak to one of our bankruptcy lawyers today.
• Overwhelming unsecured debt: The number one source of overwhelming unsecured debt is often medical treatment — an unfortunate and frequently unforeseen burden. Regardless of the cause, when you have large amounts of unsecured debt, you need to re-evaluate your options. In situations like this, a Chapter 7 bankruptcy may be appropriate, as it can eliminate unsecured debt and give you a fresh start right away.

First Appointment & Document Review

Following your free phone consultation, please gather the following documents prior to your first visit:

• Last two (2) years of tax returns
• Last six (6) months of pay stubs
• Mortgage statement and home equity lines of credit statements
• Automobile lease/payment statements
• Bank account and brokerage statements for the last 90 days
• Retirement account statements (401K/IRA)
• Credit card statements
• Medical bills
• Tax bills
• Lawsuits/judgments
• Any other persons or entities to whom you owe money

Call us at (215) 364-4900 for a free phone consultation today.