Bankruptcy Lawyer Montgomery County

Experienced Bankruptcy Attorneys Serving Montgomery County

If you are in search of an attorney who can help you file for bankruptcy and walk you through the process's accompanying difficulties, your search is over. Individuals from all over Montgomery County put their trust in Law Offices Of Blitshtein & Weiss, P.C. when the time comes to file for bankruptcy, and with good reason. Our years of experience and proven track record of success speak for themselves. Contact (215) 364-4900 to speak with a representative.

Are You Considering Filing for Bankruptcy?

Every day, people from all walks of life are faced with financial difficulties. Many of these individuals started on different rungs of the economic ladder. No matter where you started or what your current financial situation is, all you need is the right team of legal professionals to guide you through to the other side.

With over two decades of professional experience, we've helped countless clients file for bankruptcy and begin their life's next chapter. Call us at (215) 364-4900 today to begin the process.

The Bankruptcy Attorneys with Over 20 Years of Experience

The firm of Iriana Blitshtein, Esq. and Tova Weiss, Esq. was founded in 1995. The firm's objective was the same then as it is now: to help the everyday working-class citizens of Montgomery County and beyond navigate the complex world of law, even when the odds are stacked against them.

With our services, you can always expect:

• Thorough and thoughtful consultations
• Transparent service
• A knowledgeable team
• Manageable debt repayment plans under Chapter 13
• Affordable administrative fees with installment options

Chapter 13 Bankruptcy: A Manageable Repayment Plan

When bankruptcy is discussed publicly, it is often mentioned only in the most general terms. Many of our clients are surprised to learn that there are actually several different forms of bankruptcy. The main forms of bankruptcy filing include:

• Chapter 7 – Liquidation
• Chapter 11 – Reorganization
• Chapter 12 – Adjustment of Debts for Farmers
• Chapter 13 – Adjustment of Debts for Individuals

Chapter 13 bankruptcy is a form of debt relief for individuals with a regular monthly income and debts amounting to more than $394,725.00 (unsecured) or $1,184,200.00 (secured). Under Chapter 13, you are kept on a strict payment plan for three to five years, and you do not have to sell your home.

Our Bankruptcy Attorneys Make Debt Relief Easy

We know how difficult a decision filing for bankruptcy can be. The road to bankruptcy is paved with collection notices, unpaid debts, and months or even years of financial stress. As legal professionals with over 20 years of experience in the field of debt, we understand the urgency of your situation. We understand that bankruptcy is a last resort, and you've arrived at this point after much deliberation. Therefore, we work quickly and keep our rates low.

Whether you're indebted to credit card companies, collection agencies, large banks, or other lenders, we can help you.

Free Yourself from Financial Stress

Few people realize what options are available to them when they're constantly being harassed by debt collectors and collection agencies. You have rights, no matter what your financial situation is. With us at your side, we can deal with creditors on your behalf. Once they become aware of our presence, you'll be surprised at how quickly the harassment and constant phone calls disappear.

Protect Your Assets with Our Bankruptcy Attorney Services

Many people think that filing for bankruptcy means losing everything they own. While bankruptcy sometimes results in the liquidation of certain assets, we can help you avoid that. Our services include, but are by no means limited to:

• Debt negotiation and settlement
• Debt management and debt consolidation
• Credit re-building and structuring
• Bankruptcy (Chapter 7 and Chapter 13)
• Legal filing
• Consumer proposal
• Court representation
• Mortgage lending
• Foreclosures

Planning for Bankruptcy

Filing for bankruptcy is a complicated process with many moving parts. With us at the helm, we will be able to negotiate with your creditors, prevent court orders, end unwanted wage garnishments, and re-establish your credit. In no time, you'll be ready to begin planning your future without the burden of financial debt.

Attorney Tova Weiss is lead bankruptcy counsel and believes that most people have undergone financial hardship at some point in their lives. Bankruptcy protection affords people the opportunity to get back on their feet, achieve a fresh start, and rebuild financial health. There is no shame in filing for bankruptcy protection — it is a legal tool provided to help individuals in financial crisis regain control of their personal finances.

Attorney Weiss can provide legal representation for either Chapter 7 or Chapter 13 bankruptcy. By filing Chapter 7 or 13, you qualify for a "stay" — a no-action period that serves as a preventive tool against creditors such as credit card and mortgage companies. Law Offices Of Blitshtein & Weiss, P.C. is a debt relief agency; we help people file for Chapter 7 and Chapter 13 bankruptcy.

Chapter 7 Bankruptcy

A Chapter 7 bankruptcy is a liquidation bankruptcy. Under the Bankruptcy Code, you can prevent your assets from being sold by a trustee as long as the assets are legally exempt, while still discharging your dischargeable debts. Some debts — such as taxes, child support, alimony, and restitution — cannot be discharged and must continue to be paid on an agreed schedule.

To begin your bankruptcy case, you file a bankruptcy petition with the U.S. Bankruptcy Court Clerk's office. Call our office today for a free phone consultation.

Chapter 13 Bankruptcy

A Chapter 13 bankruptcy is designed for individuals with regular income. To file, you must have regular income (from one or more sources) and not owe more than $383,175 in unsecured debt or $1,149,525 in secured debt. A Chapter 13 plan is typically a three-to-five year payment plan — not to exceed five years — covering the unsecured and secured debt you owe.

A Chapter 13 bankruptcy provides debtors with an opportunity to place all mortgage arrears into a payment plan managed by the bankruptcy trustee, while still keeping their home.

Call the Bankruptcy Experts Today

To determine which bankruptcy option is best for you, contact an attorney at Law Offices Of Blitshtein & Weiss, P.C. by calling (215) 364-4900 or toll-free at 1-888-435-4111, or by visiting our contact us page. A personal interview and document review will be conducted at your first appointment.

Document Checklist

Please gather the following documents for your appointment:

• Last two (2) years' tax returns
• Last six (6) months of pay stubs
• Mortgage statement & home equity lines of credit statements
• Automobile lease/payment statements
• Bank account and brokerage statements for the last 90 days
• Retirement account statements (401K/IRA)
• Credit card statements
• Medical bills
• Tax bills
• Lawsuits/judgments
• Any other persons or entities to whom you owe money